Looking For Financial Relief? What To Expect Social Security Disability To Pay.
The one thing you can count on in life is change. You worked hard, planned for the future, only to have a serious health problem derail your dreams. Maybe you want to work, but a long-term limiting condition makes holding a job impossible.
Social Security Disability benefits are designed for people facing your challenges. They can be a lifeline to give you and your family breathing room, so you can focus on what’s important: your health and happiness.
Federal disability benefits come in two ways:
- Social Security Disability Insurance (SSDI) for folks who have worked and paid into Social Security
- Supplemental Security Income (SSI) for people whose conditions have mostly kept them out of the workforce
The tough part is that most first-time applicants are denied. Whether you’re appealing a denial or applying for the first time, having an experienced disability lawyer at your side can be a game changer.
Nash Disability Law has helped thousands of people just like you in Chicago and across Illinois get the financial help they deserve.
WE’VE HELPED MORE PEOPLE IN THE CHICAGO AREA WIN BENEFITS THAN ANY OTHER LAW FIRM.
How Much Does Social Security Disability Insurance (SSDI) Provide?
If you worked for a while, you noticed that Social Security took a bit out of every paycheck. You made those payments over the years not just for retirement but in case a health crisis at some point made working impossible.
That’s why they put “insurance” in Social Security Disability Insurance (SSDI).
When illness hinders your ability to earn a living, SSDI is there.
What you can receive depends on how much you were paying into the system. Every person is different. This was the national average for SSDI pay as of 2024:
- $1,537 a month.
There is a maximum possible amount, which only the top lifetime earners get:
- $3,822 a month
Social Security may give more to families who rely on the disability benefits of a spouse or parent. Over a million people fall into this category. A person with disabilities and a spouse and one or more children on average can expect:
- $2,720 a month
Most years, your disability check will increase with cost-of-living adjustments.
You can go through the application process alone, but the best way to avoid mistakes is having a disability lawyer to guide you. It’s worth your while because you don’t pay for your lawyer until you win benefits.
Put yourself in the best position to receive Social Security benefits: Contact the Chicago disability lawyers at Nash Disability Law today. We’ll take an introductory look at your case for free.
What Does Supplemental Security Income (SSI) Pay?
Supplemental Security Income (SSI) was established to help people whose health has prevented them from working much at all, or for a long time.
Because of this, your benefits aren’t based on what you earned in the past. They’re based on a standard calculation for everyone. And like SSDI, it can go up each year along with inflation.
While SSI generally pays less than SSDI, it’s a vital source of financial support for your basic needs.
As of 2024,
- An individual SSI recipient could earn $943 a month.
- A qualifying couple could receive $1,415 a month.
You’re not guaranteed those amounts, however. Social Security deducts from them when you have income through other sources.
Having limited financial resources is a key qualifications for SSI. So having income can get you denied for SSI.
Social Security reduces SSI dollar for dollar for household income you receive from sources such as a pension, other disability benefits, unemployment payments or spousal income.
If you’re working, Social Security doesn’t count the first $65 per month and then reduces SSI by $1 for every $2 that you earn. If you earn too much from work, your SSI could be cut altogether.
You deserve support facing the hardship of a serious health condition and the SSI process.
Nash Disability Law can help you through the uncertainty and get you to the next chapter of your life with relief and peace.
